Credit Analyst II

Job ID
2017-1866
Corporate
Type
Full-Time
1600 Redbud Boulevard
# of Openings
1
US-TX-McKinney

Overview

The purpose of this position is to analyze financial information and assess the risk of offering credit to businesses and individuals.

Responsibilities

  • Prepare written credit-approval packages for approval presentation
  • Research, examine, and quantify the degree of credit risk involved in a credit
  • Evaluate customer records and recommended payment plans based on submitted financial data
  • Generate financial ratios, using computer programs, to evaluate a customers’ financial capacity
  • Analyze financial data such as income growth, quality of management and market share of customers
  • Prepare various monthly reports for presentation to senior management
  • Perform other job related duties as assigned

Qualifications

  • Bachelor’s degree in business related major and at least two accounting courses or relevant experience
  • 1+ years banking and/or credit analyst experience required, commercial real estate cash flow analysis experience, preferred
  • Strong analytical ability
  • Able to perform complex analysis
  • Proficiency in Microsoft Word and Excel is required
  • Possesses the ability to communicate at a high level both verbally and in writing
  • Motivated self-starter and an active learner
  • Careful attention to detail and time management skills are essential

  • Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements.

To be considered for this position, you must at least meet the basic qualifications.

 

No phone calls or direct e-mails please.

 

Pre-employment background screening will be conducted.

 

Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status.

 

Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777.


 

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