Senior Credit Analyst

Job ID
2017-1924
Denver Tech
Type
Full-Time
7979 E. Tufts Avenue
# of Openings
1
US-CO-Denver

Overview

Responsible for quantitative and qualitative analysis of financial information to assess the risk of offering credit to businesses and individuals.  The person hired may work from any of our offices in Colorado Springs, Denver or Loveland. 

               

Responsibilities

  • Prepare written credit-approval packages for approval presentation
  • Research, examine, and quantify the degree of credit risk involved in a credit
  • Evaluate customer records and recommended payment plans based on submitted financial data
  • Generate financial ratios, using computer programs, to evaluate a customers’ financial capacity
  • Analyze financial data such as income growth, quality of management and market share of customers
  • Coordinate the preparation of various monthly reports for presentation to senior management
  • Assist with the monitoring of loan performance in the bank’s portfolio
  • Other job related duties as assigned by the Credit Administration Manager.

                                      

Qualifications

 

  • Bachelor’s degree in business related major and at least two accounting courses or relevant experience
  • 2+ years banking credit analyst experience in Colorado market required, formal bank credit training preferred
  • Commercial real estate cash flow analysis experience preferred
  • Proficiency in Microsoft Word and Excel is required
  • Familiar with standard concepts, practices, and procedures within banking
  • Possesses the ability to communicate at a high level both verbally and in writing
  • Motivated self-starter and an active learner.

To be considered for this position, you must at least meet the basic qualifications.

 

No phone calls or direct e-mails please.

 

Pre-employment background screening will be conducted.

 

Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status.

 

Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777.

 

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