• Real Estate Loan Pre-Closing Auditor I

    Job ID
    1600 Redbud Boulevard
    # of Openings
    City, State
  • Overview

    Independent Bank provides a wide range of commercial and consumer banking solutions powered by people who value lasting relationships and commitment to community. We are founded on the belief that we have a deep responsibility to solve problems and build healthy communities. Our unique brand of banking is delivered by dedicated employees, who share an honest desire to make a lasting and positive impact. Come join us!


    Under general direction, provide clerical, administrative, and loan documentation support in the Loan Operations area. Provide a high quality customer service to all lending and depository customers.  Incumbent is responsible for a variety of complex lending transactions and various customer relationships.


    • Review real estate loan documentation prior to closing for compliance and federal regulations and adherence to bank lending policy
    • Prepare Final Closing Disclosures for closing
    • Review of Closing Cost Statements for compliance and accuracy
    • Communicate with title companies and real estate attorneys to properly review and prepare loan documents for commercial and residential real estate transactions
    • Coordinate loan documentation with various parties including title companies, attorneys, and appraisers
    • Review closing documents for funding and create tickets for loan funding.
    • Prepare Good Faith Estimates and preliminary disclosures
    • Order appraisals and review if under $1MM, if over $1MM send for external review
    • Order ESA studies and review ESA for commercial loans.
    • Complete the HMDA worksheet when needed
    • Process draws for interims and communicate with builder
    • Provide appropriate assistance to loan customers both in person and over the phone
    • Adhere to operational controls to ensure safety and security of customers and bank assets. This includes, but is not limited to; legal, corporate, and regulatory procedures
    • Ensure regulatory compliance with RESPA, etc
    • Other duties as assigned


    • High school graduate or equivalent education certificate (GED)
    • Some college course work preferred
    • Previous experience loan documentation knowledge required
    • Experience auditing loans is preferred
    • Experience in real estate loan funding preferred
    • Previous real estate loan compliance preferred
    • Must have good communication and customer service skills
    • Ability to work independently and be self motivated with a cooperative attitude
    • Must be proficient in  Microsoft Office (outlook, excel, word)
    • Experience in supporting real estate lending required
    • Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements




    Our unique brand of banking extends from the Gulf Coast of Texas to the Rocky Mountains. We are an $8 billion dollar community-centric institution providing a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs. We also offer a full line of personal financial products and services to make banking easy for busy families and individuals.




    Principled financial decisions ~ Building strong, healthy communities ~ Leading with a courageous heart ~ Resilient Solutions ~ Thriving relationships


    The Bank provides capital and guidance to foster growth, bring new ideas to life, and energize local businesses. We accomplish these goals by funding projects such as medical facilities, warehouse space, and hospitality and education venues. By developing strong relationships and a deep understanding of your industry, our team offers a proactive approach to business banking.


    We continue to be named Best Bank within many of the communities we serve. Recently, Independent Bank was named a Community Bankers Cup winner for the fifth consecutive year; a Top 75 Producing Lender Nationwide; a Top 50 Performer by the Dallas Business Journal; and one of the Healthiest Employers in both North Texas and Central Texas.


    The Bank builds community on two fronts: by helping create economic development and by partnering within the community. It all begins by empowering our employees. We encourage our people to follow their passion and volunteer. And we back that up through formal giving programs.




    To make an impact on the communities we serve through high-performance, purpose-driven banking.




    To be considered for this position, you must at least meet the basic qualifications.


    No phone calls or direct e-mails please.


    Pre-employment background screening will be conducted.


    Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status.


    Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777.


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