• Loan Documentation & Collateral Control Manager

    Job ID
    2018-2705
    Location
    Corporate
    Type
    Full-Time
    Address
    1600 Redbud Boulevard
    # of Openings
    1
    City, State
    US-TX-McKinney
  • Overview

    The Loan Documenatation and Collateral Manager supervises the Post Closing Audit department who review, analyze and evaluate documentation received from Loan Booking for document accuracy, compliance and adherence to Independent Banks credit policy and lending limits. Supervisor will ensure the accurate and timely audit of commercial and consumer loans as well as the process for document scanning, organization and retention. Continually identifies and facilitates implementation of improved policies, procedures, tools and systems changes to reduce audit cycle time, minimize errors/defects in auditing loans and deliver excellent customer service to external clients as well as internal departments.

     

    Independent Bank provides a wide range of commercial and consumer banking solutions powered by people who value lasting relationships and commitment to community. We are founded on the belief that we have a deep responsibility to solve problems and build healthy communities. Our unique brand of banking is delivered by dedicated employees, who share an honest desire to make a lasting and positive impact. Come join us!

    Responsibilities

    • Consults and coordinates with lending and compliance department managers, and internal audit department personnel as needed for various audits and exams.
    • Oversees the daily operations of the Post Closing teams.
    • Collateral management.UCC monitoring and continuations.
    • Oversee the force place insurance tracking and monitoring process and the property tax monitoring process.
    • Monitors adherence to defined policies and procedures and implements any corrective actions to ensure ongoing adherence.
    • Manage the exception tracking process using Cash On Track
    • Oversee the force place insurance tracking and monitoring process.
    • Efficiently manage the collection of the outstanding documents from company’s external clients.
    • Coaches staff to productivity and accuracy.
    • Complete special assignments necessary to support business strategy.

    Qualifications

    Basic Qualifications:

    • Bachelor’s degree preferred
    • Minimum of 5 years of loan operations experience
    • Functional understanding of applicable Federal, state and local lending regulations.
    • Strong working knowledge of commercial and consumer lending regulations, including but not limited to the following: TRID/RESPA Integrated Disclosure Rule (Reg Z and RESPA); Fair Credit Reporting Act (FRCA), Flood Insurance Regulation, Equal Credit Opportunity Act (Reg B), Home Mortgage Disclosure Act (REG C); and Securities Exchange Act (Reg X).
    • Background with various imaging systems and how they are structured.
    • Specialized knowledge of terminology related to legal descriptions and documentation of real property.
    • Knowledge of the loan process from underwriting through servicing.

    Preferred Qualifications:

    • Ability to apply judgment to broader aspects of established practices to situations, which go beyond clear, concise guidelines.
    • Ability to communicate effectively with individuals at all levels.
    • Capacity to work independently and as a team member while using discretion in decision making and sound judgment in problem solving.
    • Ability to work well under pressure and to lead, inspire, and build trust.
    • Strong working skills with spreadsheets, word processing, and loan operating systems.
    • Fosters strong computing ethics and integrity.
    • Ability to work flexible working hours and in emergency situations.
    • Ability to engage in problem-solving skills to help identify and solve potential issues in the field.
    • Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements.

     

    A STANDARD OF EXCELLENCE

    Our unique brand of banking extends from the Gulf Coast of Texas to the Rocky Mountains. We are an $8 billion dollar community-centric institution providing a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs. We also offer a full line of personal financial products and services to make banking easy for busy families and individuals.

    OUR CORE VALUES

    Principled financial decisions ~ Building strong, healthy communities ~ Leading with a courageous heart ~ Resilient Solutions ~ Thriving relationships

    The Bank provides capital and guidance to foster growth, bring new ideas to life, and energize local businesses. We accomplish these goals by funding projects such as medical facilities, warehouse space, and hospitality and education venues. By developing strong relationships and a deep understanding of your industry, our team offers a proactive approach to business banking.

    We continue to be named Best Bank within many of the communities we serve. Recently, Independent Bank was named a Community Bankers Cup winner for the fifth consecutive year; a Top 75 Producing Lender Nationwide; a Top 50 Performer by the Dallas Business Journal; and one of the Healthiest Employers in both North Texas and Central Texas.

    The Bank builds community on two fronts: by helping create economic development and by partnering within the community. It all begins by empowering our employees. We encourage our people to follow their passion and volunteer. And we back that up through formal giving programs.

    OUR MISSION

    To make an impact on the communities we serve through high-performance, purpose-driven banking.

     

    To be considered for this position, you must at least meet the basic qualifications.

    No phone calls or direct e-mails please.

    Pre-employment background screening will be conducted.

    Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status.

    Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777.

     

     

     

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