• Credit Analyst I

    Job ID
    1600 Redbud Boulevard
    # of Openings
    City, State
  • Overview

    The primary purpose of this position is to analyze financial information and assess the risk of offering credit to businesses and individuals.


    • Prepare written credit-approval packages for approval presentation
    • Research, examine, and quantify the degree of credit risk involved in a credit
    • Evaluate customer records and recommended payment plans based on submitted financial data
    • Generate financial ratios, using computer programs, to evaluate a customers’ financial capacity
    • Analyze financial data such as income growth, quality of management and market share of customers
    • Prepare various monthly reports for presentation to senior management
    • Perform other job related duties as assigned


    • Bachelor’s degree in business related major with at least two accounting courses
    • 1+ years banking credit analyst experience a plus
    • Commercial real estate cash flow analysis experience, preferred
    • Strong analytical ability
    • Proficiency in Microsoft Word and Excel is required
    • Possesses the ability to communicate at a high level both verbally and in writing
    • Motivated self-starter and an active learner
    • Careful attention to detail and time management skills are essential
    • Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements.   

    To be considered for this position, you must at least meet the basic qualifications.


    No phone calls or direct e-mails please.


    Pre-employment background screening will be conducted.


    Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status.


    Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777.


    Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.
    Share on your newsfeed