• Real Estate Loan Pre-Closing Auditor II

    Job ID
    2018-2907
    Location
    Corporate
    Type
    Full-Time
    Address
    1600 Redbud Boulevard
    # of Openings
    1
    City, State
    US-TX-McKinney
  • Overview

    WHY INDEPENDENT BANK IS A GREAT PLACE TO WORK:

     

    Footprint
    Established, respected, and growing in Texas and Colorado.

     

    People
    Building thriving relationships and leading with a courageous heart.

     

    Benefits
    Generous 401 (k) plan, paid time off, health benefits, employee programs, and a satisfying work-life balance.

     

    Growth
    Financial stability providing competitive salaries, internal growth opportunities, and a business strategy of continuous growth.

     

    Community
    Volunteering and making a lasting impact, building strong, healthy communities.

     

    Overview

    Under general direction, provide clerical, administrative, and loan documentation support in the Loan Operations area. Provide a high quality customer service to all lending and depository customers. Incumbent is responsible for a variety of complex lending transactions and various customer relationships.

    Responsibilities

    • Review commercial real estate loan documentation prior to closing for compliance and federal regulations and adherence to bank lending policy
    • Review of Closing Cost Statements for compliance and accuracy
    • Communicate with lending staff, title companies and real estate attorneys to properly review and prepare loan documents for commercial and residential real estate transactions
    • Coordinate loan documentation with various parties including title companies, attorneys, and appraisers
    • Review closing documents for funding and create tickets for loan funding.
    • Ensure regulatory compliance
    • Adhere to operational controls to ensure safety and security of customers and bank assets. This includes, but is not limited to; legal, corporate, and regulatory procedures
    • Prepare Loan Estimates and preliminary disclosures 
    • Order ESA studies and review ESA for commercial loans.
    • Complete the HMDA worksheet when needed
    • Provide appropriate assistance to lending staff
    • Other duties as assigned

    Qualifications

    • High school graduate or equivalent education certificate (GED)
    • Some college course work preferred
    • 3 + years experience in real estate loan documentation knowledge required
    • Experience auditing loans is preferred
    • Experience in real estate loan funding preferred
    • Previous real estate loan compliance preferred
    • Must have good communication and customer service skills
    • Ability to work independently and be self motivated with a cooperative attitude
    • Must be proficient in Microsoft Office (outlook, excel, word)
    • Experience in supporting real estate lending required
    • Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements.

    Independent Bank is a host to diverse group of professionals; offering careers in lending, finance, management, marketing, technology and much more. We welcome talented and capable people with a heart for community service, strong personal values and integrity to join our team.

     

    To be considered for this position, you must at least meet the basic qualifications.
     
    No phone calls or direct e-mails please.
     
    Pre-employment background screening will be conducted.
     
    Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status.
     
    Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777.

     

     

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